Oscar Zaky
Founder of Mawarith
Oscar Zaky is an Indonesian-American technology executive, solutions architect, and social-impact entrepreneur with more than two decades of experience in enterprise technology, cloud architecture, databases, and digital transformation. Based in the Washington, D.C. metropolitan area, he has designed and led technology solutions across government, commercial, and community organizations, with particular expertise in cloud-native platforms, enterprise systems, data architecture, and emerging technologies. He is also actively involved in Muslim community organizations and initiatives focused on strengthening institutional capacity and long-term financial resilience.
Oscar is the founder of Mawarith, an initiative developing a technology-enabled, Shariah-aligned ecosystem for mutual protection, estate preparedness, Islamic inheritance planning, funeral assistance, financial education, and community wealth preservation. Through Mawarith: Takaful-As-A-Service, he is exploring how takaful, waqf, fraternal benefit structures, and modern financial technology can be adapted to meet the needs of Muslim communities in the United States. His work emphasizes a community-centered model in which mosques and Islamic organizations can become trusted hubs for family protection and intergenerational financial preparedness.
With certifications as Associate Wealth Planner Syariah, Sakinah Financial Trainer, Fintech Masterclass, and Takaful Specialties, Oscar is build **“Mawarith: Takaful-As-A-Service,”** examining an innovative framework for expanding access to Shariah-compliant mutual protection through technology and community-based institutions. His broader work seeks to bridge Islamic finance principles with practical regulatory, organizational, and technological models that can operate effectively in the U.S. environment. Through Mawarith, he hopes to contribute to a sustainable financial infrastructure that strengthens Muslim families, communities, and institutions for generations to come.
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Founder of Mawarith
Oscar Zaky is an Indonesian-American technology executive, solutions architect, and social-impact entrepreneur with more than two decades of experience in enterprise technology, cloud architecture, databases, and digital transformation. Based in the Washington, D.C. metropolitan area, he has designed and led technology solutions across government, commercial, and community organizations, with particular expertise in cloud-native platforms, enterprise systems, data architecture, and emerging technologies. He is also actively involved in Muslim community organizations and initiatives focused on strengthening institutional capacity and long-term financial resilience.
Oscar is the founder of Mawarith, an initiative developing a technology-enabled, Shariah-aligned ecosystem for mutual protection, estate preparedness, Islamic inheritance planning, funeral assistance, financial education, and community wealth preservation. Through Mawarith: Takaful-As-A-Service, he is exploring how takaful, waqf, fraternal benefit structures, and modern financial technology can be adapted to meet the needs of Muslim communities in the United States. His work emphasizes a community-centered model in which mosques and Islamic organizations can become trusted hubs for family protection and intergenerational financial preparedness.
With certifications as Associate Wealth Planner Syariah, Sakinah Financial Trainer, Fintech Masterclass, and Takaful Specialties, Oscar is build **“Mawarith: Takaful-As-A-Service,”** examining an innovative framework for expanding access to Shariah-compliant mutual protection through technology and community-based institutions. His broader work seeks to bridge Islamic finance principles with practical regulatory, organizational, and technological models that can operate effectively in the U.S. environment. Through Mawarith, he hopes to contribute to a sustainable financial infrastructure that strengthens Muslim families, communities, and institutions for generations to come.
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